Financial Analysis Manager, VP - Auto Finance, Pricing & Funding Job Listing at Chase in NY, New York

Finance

Chase is a leader in the financial services industry, providing banking, mortgages, credit cards, loans, payment processing and investment services to 50 million customers - 1 out of every 6 Americans. As a division of JPMorgan Chase Co. (NYSE:JPM), we: serve 21 million households with consumer banking relationships lent $17 billion to small businesses in 2011 are one of the nation's largest credit card issuers, with more than 64 million credit cards in circulation service 8 million mortgage and home equity loans While we operate across a broad range of businesses, our mission at Chase is quite simple: to be the industry leader in customer service. Our employees put the firm's resources to work every day for our customers. Chase offers a dynamic environment and the training and support to meet your full potential. Our company is widely recognized as a great place to work, to grow and to invest for the future. Join our team. About Auto Finance Student Lending: Chase Auto Finance and Student Lending offer loans through more than 16,200 auto dealerships and 2,200 schools and universities nationwide. The Auto Finance business is one of the top bank providers of auto financing in the country and manages a portfolio of more than $51 billion in assets. They have more than 3.3 million customers and maintain relationships with over 75 percent of all U.S. automotive dealers. Chase Student Loans offers school-certified private student loans exclusively to Chase customers.

As the Pricing Funding manager, you will be responsible for pricing, profitability, and funding for all Chase Auto Finance Retail lines of businesses. Responsibilities include:

• Develop and maintain front-end proforma pricing models.
• Manage, maintain, and enhance expense models used to establish proforma expenses for pricing purposes by understanding key business drivers.
• Establish recommendations on capital allocation and return targets across business segments. Monitor retail auto portfolios to ensure required levels of profitability.
• Work with product managers to identify opportunities to impact volume and profitability.
• Fund new production and portfolio balances by monitoring economic trends and prepayment rates.
• Create and analyze alternative funding strategies. Analyze the impact of short funding, forward funding and / or match funding; when to use any one or any combination of these strategies. Develop new ideas for other funding possibilities; analyze the potential risks and rewards of those strategies.
• Work within Financial Management to facilitate securitizations. Monitor securitization market and conduct related analytics to determine when a securitization would be beneficial.
• Perform ad-hoc financial analysis to investigate and assess any industry related topics and strategic options.
• Work to improve current reporting and meeting facilitation. Look for ways to improve current processes and procedures.
• Merger and Acquisition analysis and valuation.