Senior Risk Manager, Agriculture Credit Job Listing at CIBC in Calgary, CA-AB (Job ID 14009360)

CIBC Group of Companies

CIBC

Location: Calgary, CA-AB
Application deadline: None
Type: Not specified
Career Level: Mid-Senior Level
Salary Range: Not specified
Number of Jobs: 1
Relocation Available: No
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Industries
Finance, Banking
Description
JOB PURPOSE 
 
The Senior Risk Manager is responsible for the adjudicating, measuring, monitoring and controlling credit risk within a portfolio of accounts. 
The position offers an ability to display and grow credit, communication, negotiating, resource allocation and time management skills
 
KEY ACCOUNTABILITIES/ACTIVITIES:
Adjudication and Team Leadership for Western Canada:
  • Perform a range of functions related to maintaining the quality of the credit portfolio under the incumbent’s jurisdiction in order to minimize loan losses.

  • Provide direct credit adjudication for credits up to $3MM, originating from Business Banking under the iCap credit platform.

  • Act as a sector and lending specialist, providing expert guidance to assist line partners to achieve prudent, market responsive credit solutions for agriculture clients.

  • Review performance of assigned accounts for trends, non-performing and problem accounts.

  • Identify potential high-risk accounts and work with the Agriculture Leadership Team to ensure that all such credits are effectively transitioned to the appropriate high-risk credit group.

  • Escalate material agriculture industry, sector, file, partner, or related issues to Agriculture Leadership Team.  
 
Agriculture Risk Strategy, Initiatives and Projects:
  • Provide industry oversight to assigned agriculture sub-sectors, and work with internal and external partners to ensure lending guidelines are fresh, reasonable, risk and market appropriate.

  • Assist initiatives and projects that further the strategies of Agriculture Credit CIBC
 
Interaction with Stakeholders and Business Partners
  • Develop and maintain sector specialty knowledge, openly sharing knowledge within Agriculture Credit and with a diverse array of business partners.

  • Act as a trusted resource partner on issues relating to Agriculture Credit and assigned sector specialty.

 
AUTHORITIES/DECISION RIGHTS:
 
  • Assessing risk levels of clients where errors in judgment on large clients may result in substantial financial loss, operating with a limit of up to $3MM

 
COMPLIANCE REQUIREMENTS/RESPONSIBILITIES:
 

As an employee of CIBC, the incumbent must comply with all applicable CIBC and Line of business policies, standards, guidelines and controls.



KNOWLEDGE AND SKILLS:  
  • A passion for Agriculture demonstrated through knowledge of and experience in the industry.
  • Knowledge of and comfort with bank products and lending to farms or businesses
  • A positive attitude and a desire to grow internal (Agriculture Credit) and external (CIBC) brand
  • A desire to help partners manage and grow quality loan portfolio
  • Developed communication and decision making skills to flush out, evaluate and document material elements of credit and operational risk
  • High personal standards to build trust relationships within risk and with partners
  • Ability to work effectively within a team, sharing knowledge and balancing workloads
  • Ability to use established decision framework and methodology, while tailoring and documenting client specific loan offers
  • A University Degree in Agriculture Business or Economics or equivalent.
  • 2 plus years of experience in Agriculture Lending preferred.
  • RMA Accreditation required within a 6 month time frame.
Fluency around the MS Office Suite of Tools (Excel, PowerPoint, Outlook, Word) an asset.


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